Begin with an amount that suits your budget and increase your investments over time as your financial circumstances evolve.
Customize your investment plan by selecting your preferred contribution amount, investment frequency, portfolio duration, and investment products.
Your investment plan adapts to your needs. Increase, decrease, pause, or resume contributions whenever your financial goals or circumstances change.
Regular investing encourages financial discipline and helps smooth the effects of market fluctuations, supporting long-term wealth creation.
Experienced investment professionals actively monitor financial markets and adjust portfolios to identify opportunities while managing investment risk.
Even modest contributions can provide exposure to a broad range of investments across multiple industries, sectors, and asset classes, helping reduce concentration risk.
Select from a wide variety of investment funds covering global markets, sustainable investing, technology, healthcare, income strategies, balanced portfolios, and many other investment themes.
Invest in portfolios that provide exposure to companies, industries, and markets across the world through a single investment strategy.
Benefit from competitive trading costs and an extensive selection of ETFs designed to make long-term investing both simple and accessible.
Build your portfolio around innovative sectors including technology, artificial intelligence, clean energy, cybersecurity, digital infrastructure, healthcare, sustainability, and other long-term growth themes.
Advertising message for promotional purposes.
For all terms and conditions related to the advertised products and services, please refer to the information sheets, advertising information forms, and legal documentation available in the Transparency section of the website or from financial advisors authorized to provide off-site services. All products are reserved for clients with an active account.
To trade financial instruments, you must hold an active securities account. Trading in financial instruments may result in the loss of invested capital. Over time, the value of your investment and the resulting return may increase or decrease.
Inflation risk may affect your investment in financial instruments. Inflation risk refers to the possibility that rising living costs could reduce or eliminate the returns or value of a given investment in real terms.
For Capital Accumulation Plans (PACs) in ETFs, setting automatic orders does not guarantee execution at a predetermined price, as that price only serves as a trigger for order placement. The final execution price may vary, especially under specific conditions such as thin trading or high market volatility, typical in both U.S. and EU markets.
For PACs in Mutual Funds, the installment amount is fixed in advance, and the number of units purchased depends on the fund’s price. Once established, the frequency and amount cannot be modified; however, payments can be paused or resumed at any time, at no additional cost. Missed installments are not charged retroactively once the plan is reactivated.
Investment Funds and ETFs
The investment solutions referenced may include open-ended collective investment schemes under EU or U.S. law, managed by authorized asset management companies regulated by the appropriate financial authorities.
The information provided is indicative and incomplete regarding the characteristics, nature, and risks of the financial products and/or related investments mentioned. Under no circumstances should it be considered an offer or solicitation to purchase funds, nor a personalized recommendation to residents of any jurisdiction where such promotion would be unauthorized or unlawful. Investments in mutual fund units or ETFs involve market risk, and the value of units may fluctuate over time. Past performance is not indicative of future returns.
There is no guarantee that similar results will be achieved in the future. Please review the prospectus and Key Information Document (KID) for each specific fund before making any final investment decision. These documents are available on the respective management company websites and from authorized financial advisors. These products do not guarantee protection against adverse market conditions, and the initial investment may be partially or totally lost.
Promotions: Zero Purchase Commission ETFs
Promotional campaigns may include selected ETFs managed by global issuers such as Franklin Templeton, Fidelity Investments, Xtrackers (DWS Group), Amundi, and iShares – BlackRock, available for purchase through the online trading platform without purchase commissions during the validity period of each promotion.
The promotions apply to both single purchase orders and savings plans (PACs) activated on ordinary investment accounts, without value limits. For full details and the list of eligible instruments, please refer to the official regulations.
If the trading currency of an instrument differs from that of the settlement account, an exchange rate is applied that includes a cost component in the form of a spread, which varies depending on the currencies involved.
For clients under 30, ETF PAC plans may include reduced or zero periodic fees, depending on the number and type of ETFs selected.
Example:
PAC with 3 ETFs, 1 of which is commission-free.
Total monthly cost for a 3-ETF plan: €6.95
Share cost per ETF: €6.95 / 3 = €2.32
Effective monthly cost: €4.64 (as the third ETF is commission-free).
Trading commissions for the purchase and sale of financial instruments apply only to online transactions.
