Certificates

Access a range of investment certificates designed to help you participate in global financial markets with greater flexibility. Whether you’re looking to amplify market exposure or diversify your portfolio, our structured investment products provide innovative opportunities tailored to different investment objectives and risk profiles.

Licensed Banking Services Across Europe

East West United Bank provides a comprehensive range of banking and financial services designed to meet the needs of individuals, businesses, and institutional clients. Operating within the European regulatory framework, we combine innovative financial technology with robust security standards to deliver reliable, transparent, and efficient banking solutions.

Electronic Money Institution (EMI) License

  • Scope: Full license to operate throughout the European Union.

  • Capabilities: Enables the provision of payment services and the management of electronic accounts.

  • Benefits: Ensures fast, secure money transfers and virtual account management for individuals and businesses.

  • Innovation: Supports modern financial solutions such as payment cards, digital wallets, and real-time transactions.

  • Regulation: Fully compliant with De Nederlandsche Bank (DNB) and European Central Bank (ECB) standards, ensuring top-tier security and consumer protection.

P2P Lending License

  • Overview: EWUB holds a dedicated license for peer-to-peer lending.

  • Function: Allows users to act as lenders or borrowers, enabling direct investment and loan connections under transparent terms.

  • Risk Management: The platform provides credit analysis, risk assessment, and performance statistics to guide informed investment decisions.

  • Advantages: Offers higher return potential compared to traditional banking products.

Consumer Credit Provider License

  • Purpose: Authorizes EWUB to offer personalized consumer loans.

  • Services: Includes small to medium-sized loans, financing for personal purchases, and tailored credit solutions.

  • Transparency: Focused on clear, fair, and simple loan terms with strong consumer protection.

  • Integration: Fully compatible with banking systems and electronic payment platforms for fast, secure processing.

  • Compliance: Operates under DNB and ECB supervision, ensuring reliability and safety.

Crowdfunding Service Provider License

  • Year Granted: 2023

  • Function: Enables EWUB to connect investors and entrepreneurs through a regulated crowdfunding platform.

  • Transparency: Provides clear funding processes, with oversight from European regulatory authorities.

  • Use Case: Ideal for startups, tech innovators, and social enterprises seeking financing.

  • Security: Ensures a fully compliant, secure environment for all participants.

Payment Initiation & Account Information Services (PIS/AIS) License

  • Coverage: License passported across the European Union.

  • Capabilities: Allows secure integration with clients’ bank accounts for advanced payment and account information services.

  • Features: Supports direct payments, automated transfers, and real-time financial data management.

  • Experience: Designed for individuals and businesses seeking flexibility, efficiency, and control over their finances.

Why Choose EWUB

  • Full operational coverage across the EU

  • Compliant with European Central Bank (ECB) guidelines

  • High-level security and regulatory compliance

  • Transparent P2P lending and credit services

  • Crowdfunding solutions for startups and innovative ventures

  • Modern technology for secure payments and financial management